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Trusted by 2,600+ companies worldwide

Simplify your credit operations and enhance cash flow with AI-powered credit management automation. Billtrust's end-to-end credit management solution combines intelligent workflows, automated decisioning, and risk monitoring into a single platform. This unified approach streamlines your credit process, increases approval speed to industry-leading levels, and provides real-time insights into your credit performance across your entire order-to-cash cycle. As part of Billtrust's unified accounts receivable platform, our credit management solution guarantees easy transition from credit approval to invoicing, collections, and payment processing.

Experience the power of intelligent credit management

✓   24 Years of AR tech expertise

✓   2,600 Clients

✓   $1T transactions processed annually

✓   1,200 Customer invoice and payment portals

✓   6,000 Digital finance transformations

The #1 credit management solution for leading businesses

As a pioneer in automated financial workflows, Billtrust has been at the forefront of developing innovative solutions that help businesses control costs, accelerate cash flow, and improve financial performance. Our specialized credit management service combines decades of industry expertise with cutting-edge AI-powered technology to deliver results that consistently outperform other providers. As part of our integrated accounts receivable platform, Billtrust’s credit management solution provides the foundation for streamlined AR operations across the entire order-to-cash cycle.

Finance leaders choose Billtrust Credit Management to power their operations, including:

• 8 of the 10 largest materials suppliers
• 6 of the 10 largest less-than-truckload carriers
• 4 of the 5 largest IT distributors

• 4 of the 10 largest medical suppliers
• 4 of the 10 largest equipment dealers
• 3 of the 10 largest food distributors

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Billtrust has revolutionized our AR operations. The real-time dashboard and customer portal have transformed how we manage collections and interact with our clients. The ease of use and efficiency gained are invaluable, and we’re excited to expand our use of Billtrust to other companies in the coming year.

Tim Hoffman, Vice President Americas Finance & Business Operations, Össur

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"We wanted to implement credit card processing fees and surcharging, but we wanted to find the right balance between the cost of card acceptance and customer satisfaction. With support from Billtrust, we’ve increased touchless payments and balanced surcharging with other intelligent payment options. As a result, most of our customers are using a standard payment process, and we’ve had no negative feedback."

Trey Shartzer, Credit Manager, Carter Machinery

With Billtrust Credit and the online credit app, we can access all of the information we need in one place. This has greatly reduced our approval process timeline from days to hours.”

Director, Customer Financial Services

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Manual credit management processes are draining your resources

Inconsistent credit decisioning due to lack of data integration

Slow credit approvals delaying customer onboarding and revenue generation

Time-consuming credit application workflows via spreadsheets and emails

Streamline approvals from days to minutes with AI-powered auto-decisioning

Make data-driven credit decisions with real-time risk monitoring

Centralize and securely store sensitive data with authentication controls

Currently, you struggle with:

With Billtrust Credit Management, you can:

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50%+ improvement in DSO

95%+ accuracy in credit risk assessment

25% enhancement in cash flow performance

80% increase in productivity

30% reduction in operational costs

See How

Up to:

years of AR tech expertise

24+

190+

AP integrations

25%

improvement in cash flow

50%

improvement in DSO

AI-powered automation

Our machine learning algorithms automatically process credit applications and evaluate risk with unprecedented accuracy, reducing manual intervention and accelerating customer onboarding.

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Billtrust delivers the industry's #1 credit management solution

Unlike fragmented or less customizable solutions, Billtrust offers a fully integrated platform that empowers Credit Managers to streamline operations, mitigate risk, and intelligently allocate credit. With features like automated credit assignment and decisioning, predictive analytics, and real-time monitoring, companies can enhance credit performance while maintaining appropriate risk controls.

Real-time risk monitoring

Stay ahead of potential issues with continuous credit monitoring that provides early warning signals of changing customer risk profiles, helping you proactively manage credit exposure.

Streamlined credit applications

Transform your customer onboarding experience with digital credit applications that reduce errors and speed up processing, ensuring complete information from the start.

Intelligent credit decisioning

Make faster, more consistent credit decisions with AI-driven insights that combine internal data with third-party credit information for comprehensive risk assessment.

Actionable analytics

Identify opportunities for improvement with detailed dashboards that track performance trends and highlight areas for credit policy refinement.

Straightforward integration

Connect with your existing ERP and financial systems through our flexible API architecture, ensuring smooth data flow and maintaining system integrity.

Learn how Billtrust optimizes credit management to accelerate cash flow and reduce risk.

Trusted by 2,600+ customers worldwide

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Ready to see Billtrust in action?

Transform your finance operations

Schedule a demo today and discover why leading companies choose our credit management automation tools to accelerate cash flow and drive business growth. Explore our entire AR platform to see how credit management works alongside our invoicing, collections, and payment solutions to deliver comprehensive accounts receivable optimization.

Transform your credit management with 80% greater efficiency

Improve credit decisions and cash flow with Billtrust’s AI-powered credit management solution. Automate manual processes to assess risk faster, reduce DSO, and strengthen your AR foundation.